Individuals are allowed to represent themselves in a bankruptcy, but the experts strongly advise against it. Bankruptcy law is complex, and bankruptcy is a stressful and emotional process for many people. If you make a mistake, you risk repossession or liquidation of your house and other assets you're trying to protect. Omitting some assets may even lead to criminal charges. With so much at stake, why take risks?

And more importantly, a bankruptcy lawyer doesn't have to be expensive. In Chapter 13 bankruptcies, some of your attorney fees can simply be added to the debt in your repayment plan. In simple Chapter 7 bankruptcies, which are resolved quickly, a bankruptcy attorney's fees are often under $1,500 and many bankruptcy attorneys offer payment plans. The attorney you're considering hiring should be able to quote you a fee based on your unique circumstances. All of our bankruptcy attorneys offer a free initial consultation. Call us today to set up yours, or click here to start the process online.